Recreational Vehicle Insurance in Bedford, NH
RVs serve as both vehicles and living spaces, which means they face exposures beyond what a standard auto policy typically covers. Recreational vehicle insurance is designed to address those needs, helping owners prepare for costs tied to accidents, damage or liability.
Why RV Insurance Matters 
Since RVs are larger and more complex than standard vehicles, accidents or repairs can be expensive. In addition, many RV owners use their vehicles for long trips, which can increase exposure to risks like weather events, theft or breakdowns. Having a dedicated RV insurance policy can help with these challenges, whether your vehicle is used seasonally, for vacations or as a full-time home.
What is Covered in a Standard RV Insurance Policy?
While each policy varies, recreational vehicle insurance often includes:
- Liability coverage may help with expenses if you cause injuries or property damage while operating your RV.
- Collision coverage may assist with repair or replacement costs if your RV is damaged in a crash.
- Comprehensive coverage may apply if your vehicle is damaged by theft, vandalism, fire or severe weather.
- Personal property coverage may extend to belongings kept inside your RV, such as clothing, electronics or appliances.
- Uninsured/underinsured motorist coverage may provide coverage if the other driver is at fault but lacks enough insurance.
Optional add-ons, such as roadside assistance or coverage for attached accessories like awnings and satellite dishes, may also be available.
Request a Quote Today
Recreational vehicle insurance is a practical way to address the risks of owning and using an RV. At Dyer Insurance Agency, we can explain available options and help you select coverage that fits your needs. Contact us today to request a quote.