Homeowners Insurance in Bedford, NH
Owning a home is a significant investment, and financially protecting it is important. Homeowners insurance may safeguard your property, belongings, and finances from unexpected disasters. At Dyer Insurance Agency, our agents are here to explain the basics of homeowners insurance and help you choose the right policy.
What Is Homeowners Insurance? 
Homeowners insurance may cover damage to your property caused by a covered risk, and losses arising from third-party bodily injury or property damage you may have caused.
Coverage specifics often depend on your chosen insurer, but a typical policy may include the following:
- Dwelling coverage may help pay for the repair or reconstruction of your home and attached structures such as a chimney or porch.
- Other structure coverage may cover the costs of repairing detached structures like garages or sheds.
- Personal property coverage may cover repair or replacement costs of your appliances, clothing, electronics and furniture.
- Personal liability coverage may be beneficial if you were deemed liable for third-party bodily harm or property damage.
- Additional living expenses coverage may pay for temporary housing, meals and other expenses if you have to leave your home due to a covered event.
When Is Homeowners Insurance Required?
Homeowners insurance is not required in New Hampshire. However, your lender may ask you to submit proof of coverage if you’re financing your home. Even if it’s not required, it’s still a good idea to secure adequate coverage if you want to be financially protected from significant expenses caused by unexpected damages.
How to Get Homeowners Insurance
Contact Dyer Insurance Agency today to learn more or request a personalized quote.
Find the Perfect Home Insurance Plan for You!